ACE Arte Payment Plan 20X5, Every Milestone Decoded

What does the 20X5 plan print, line by line?

The name is the structure: five blocks of 20% of the base sale price, with the first block split into two payments of 10%. Here is the printed ladder, with what each trigger is made of:

1. 10%On booking
   Your decision, no construction involved.
2. 10%Within 30 days
   The plan's only calendar trigger. It runs whether or not anything is built.
3. 20%After slab casting of the ground floor
   Observable. The first concrete slab of your tower, poured at ground level.
4. 20%After slab casting of the 10th floor
   Observable. The tower's frame has climbed ten floors.
5. 20%On completion of super structure
   Observable. The frame has topped out; finishing work remains.
6. 20% + other chargesOn offer of possession
   A legal letter, not a site condition, and it opens the other-charges bill.

Transcribed from the developer's price list W.E.F. 21-08-2026, read 3 September 2026. The plan is the developer's and can be revised; the schedule that binds is the one in your Agreement for Sale. This is a transcription and a reading aid, not an offer.

Which milestones can you check with your own eyes?

Lines 3, 4 and 5. A slab casting is not a paperwork event. The ground-floor slab of a named tower either exists or it does not, and the same goes for the 10th-floor slab and a topped-out frame. That is the practical virtue of a construction-linked plan: before releasing an instalment, you can ask which tower and which stage the demand letter refers to, and go look. The register separately records construction proposed to start 15 August 2026 and completion declared 15 February 2031, as our UP-RERA register mirror read the entry on 29 July 2026. Verify the live entry yourself at up-rera.in.

Lines 1 and 2 are the opposite: nothing on site triggers them. And line 6 is a letter: “offer of possession” is a legal act by the developer, typically after the occupancy paperwork, not something visible from the road.

How much moves before the first slab?

Twenty per cent of the base sale price falls due before line 3 can even exist. On the timeline, that is the plan's honest asymmetry: the first fifth of the money is calendar-money, the middle three-fifths follow the concrete, and the last fifth waits on the possession letter.

The early money is also the money most exposed to a wrong payment instruction, because it moves fastest and earliest. Where it must go, the printed collection account, the cheque-favour wording and the never-pay-an-individual rule, is set out on our guide to the ACE Arte EOI process and its refund rule, and the account structure behind it is explained in our note on what a RERA collection account actually protects.

What does “offer of possession” trigger besides the last 20%?

The bill for everything the base rate never covered. The plan's own wording on line 6 is “20% plus other charges”, and the price list names PLC, GST and other charges as extra without printing a rupee figure for any of them, while stamp duty and statutory charges are borne by the buyer. So the offer-of-possession demand is the first document in the sequence where those named heads turn into amounts.

The practical move is to get ahead of it: ask the desk for the itemised charge heads in writing at booking stage, so the closing demand is a reconciliation rather than a surprise. The rate those charges sit on top of is on our row-by-row ACE Arte price list transcription, taken from the same document as this plan, and what the rate buys inside the walls is on our room-by-room ACE Arte specification transcription.

Is 20X5 construction-linked or time-linked?

Both, in sequence. It opens time-linked (booking plus 30 days), runs construction-linked through the frame, and closes on a legal trigger. That is worth knowing because “construction-linked plan” is often used as if every instalment waited on progress. Here, the first 20% does not. If you are comparing plans across projects, compare where the non-construction money sits, not just the percentages. What a slab casting actually is, and why it is the trigger worth watching, is set out in our note on slab casting and construction-linked plans.

How do you get the dated written schedule?

1. WhatsApp. Message +91 98114 05300 with your preferred configuration.
2. Call. +91 98114 05300 to walk the six lines through with a consultant.
3. Email. [email protected], if you would rather have the documents on record in an inbox.

You buy directly from ACE Group, in your own name, with all payments to the developer's designated account. Our sales desk is an authorised channel partner paid by ACE Group, so there is no extra cost to you either way, and this is not ACE Group's official website.